This compulsory insurance (Section 45 of the National Health Insurance Scheme (NHIS) Act. 1999) covers healthcare providers including hospitals, clinics, and medical professionals against legal liabilities for breach of contract or failure to render proper services, resulting in injury or death. In such situations, negligence of the Insured must have been established as the resultant cause of the injury or death.

PRODUCT FEATURES: The policy provides cover against

1. Negligence – Failure of a practitioner to exercise the required standard of care for the protection of his/her patient.
2. Errors – Healthcare interventions not carried out as they ought to have been.
3. Mistakes – Errors in the judgment or the understanding of a diagnosis.
4. Omissions – Oversights in the clinical management of a patient.

REQUIREMENTS FOR QUOTATION

• Duly completed Proposal form
• Know Your Customer (KYC) form

STEPS TO MAKE A CLAIM/ CLAIM PROCESSING

1. Immediate notification via phone call, app, letter or email
2. Duly completed Claim form
3. Other claims substantiating documents as may be required

Terms and conditions apply.